At one point in our married lives together, Maria and I had decided to call it quits. We had decided that the only hope for us was to kill “us”.

Then, in the heat of the fallout from our living, breathing anger, I had a dream.

This dream gave me several things, the least of which was clarity, “We’re living all wrong!”

In my dream, I saw that all of us are given one million pennies each day. Of course, this is a metaphor. View the pennies as representative of whatever you’d like. The pennies literally represent millions of things to me. I know that I am the benefactor of millions of processes each day. At the bare minimum, I’m blind to the countless biological processes happening day in and day out inside of me, just to keep me alive and complaining or complimenting the other obvious pennies.

The life-changing take-away from this dream wasn’t in the amount of pennies I receive each day. I’m keenly aware of that. What drove me to go wake Maria up from our daughter’s room was the realization that if I only kept ten percent of my daily million, over time, I would be an infinitely wealthy man. A more poignant metaphor has never landed within my heart as deeply as this one has to mine.

You see, putting aside a tenth of whatever those pennies represent and capturing that tenth in a journal of each day’s bank would ensure wealth beyond our wildest dreams. Why? Because there’s this sneaky little financial principle called compound interest. By journaling the tenth of each day’s fortune, over time, I can accumulate the beauties and triumphs of life.

This is the real value I want to leave with my family, invest with them. I am here to capture each day. I receive so much goodness each day.

I was living life wrong until I began investing one-hundred thousand pennies a day.